Whether you’re a first time buyer looking for your forever home or even downsizing, buying a house is an exciting prospect. At Nina Estate Agents , we are on hand to offer assistance and advise you on anything you are unsure about.
Why buy with Nina Estate Agents?
28+ years of experience
Ind. mortgage advisors
Reliable & dedicated
Extensive property search
How We Can Help
Finding the right property
Moving house is one of the most stressful things anyone can do in a lifetime, so finding the right property is so important.
It can be a daunting prospect too, particularly if you are unfamiliar with the area, so that is why the team at Nina Estate Agents & Lettings Ltd are always on hand
To help you make the right decision:
Our mortgage advisers can help you
A mortgage is one the biggest commitments you will make throughout your life, so it important that you are 100% happy.
Whether you are looking for a mortgage for a new purchase, a buy-to-let property, or simply wish to review your existing arrangements, our independent mortgage advisers can offer the experience and resources to help you find the right mortgage for you.
Buyer's Frequently Asked Questions
Where can I find the best mortgage?
It is time consuming to learn about the various rates and terms of mortgages. Once you find your dream home, there is not always adequate time to do your research.
To make things less complicated, our independent mortgage advisers can offer the experience and resources to help you find the right mortgage for you.
Will my credit score have an affect on me buying?
A credit score numerically summarises an individual’s credit history and gives a snapshot of their financial standing to a lender. Mortgage lenders use the score to decide who receives loans and at what interest rate.
The higher the score means the better the chance of getting a loan with an attractive interest rate.
What are the true benefits of buying over renting?
The benefits of buying can far outweigh letting a house. These include:
- Tax breaks
- Financial gains
- Appreciation in value
- Capital gains
- A sense of pride
How much do I need provide as a deposit?
Saving for a deposit is the greatest obstacle for first-time buyers. You can now put down a deposit of as little as 5% but the general average is between 10 to 20%. The biggest dermining factor comes down to the lender’s requirements, and the type and length of the loan.
Make a budget, set a goal, and stick with the plan. Saving and sacrificing is how most people come up with their first down payment.
Discover your picture…
…with Nina Estate Agents
Our office is open 6 days a week. The estate agents and lettings team are here to help you find your next place to live. Take a look at our extensive list of properties, updated everyday.